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IVA
(Individual Voluntary Arrangements) Fast!

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An IVA (mistakenly referred to as an Individual Voluntary Agreement) or Individual Voluntary Arrangement will help you clear your debts. An IVA could be your best route to becoming debt free if you don't have equity in your property to consolidate debt using a remortgage. If you want to keep your house an IVA will be better than bankruptcy. Be careful if you are thinking about a Debt Management Plan (DMP) to deal with your debt. A DMP will not always offer any debt forgiveness or stop creditors chasing you.

How a ClearDebt IVA can help you

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IVA should be more prominent in your mind if you owe more than £12,500. A ClearDebt IVA will cut what you owe, freeze the interest you pay and can remove any threat to the home you own. Your creditors will be legally bound, cannot chase you and you'll make one fixed, affordable monthly payment. We do not charge for our advice. Once your IVA is approved we take our Nominees and Supervisors fees from your agreed monthly contribution.

Our IVA / Debt Site

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Our site's debt help / IVA resources can help you plan a route out of debt. If you are worried about becoming bankrupt, a ClearDebt IVA could lower your total debts, ensure you pay no more interest and help you become debt-free in five years or less.

Bankruptcy

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Going bankrupt means you can walk away from almost all your debts, but you'll usually lose your house - and other assets too. It is not always the wrong decision. You may find it useful to speak to a debt counsellor at your citizen's advice bureau or the Bankruptcy Advisory Service.

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IVA

Reduce debts by up to 70% and freeze interest by entering into an Individual Voluntary Arrangement.

What is an IVA? »

Debt Management Plan

One affordable and flexible monthly payment. We deal with your creditors.

Read more about DMPs »

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