About ClearDebt - IVA Company

Clear debt with an IVA

If you owe more than you think you can repay , Clear Debt can help you clear debt. We can lower your total debts, ensure you pay no more interest on them and help you become debt free in five years or less. If you want to see how much less you could be repaying every month, take the two minute Clear Debt Analyser now.

Let Clear Debt help you plan a route out of debt

Clear Debt is here to help the hundreds of thousands of people in England & Wales who are deeply in debt. Some don’t realise the seriousness of their situation, some think there is nothing they can do about it. Many are frightened of losing their home and livelihood. Our site is full of resources to help you understand your situation, cut your household costs and plan a route out of debt. But, we can offer you much more than just information:

Debt Management

Clear Debt is here to offer you a debt management solution that will cut the total you owe, freeze the interest you pay and remove any threat to the home you own. Your creditors will be legally bound, they will never chase you and you’ll have one fixed and affordable monthly payment to make.

IVA

This procedure is an IVA (Individual Voluntary Arrangement). If needed, one of our case-managers will help you through every stage of the debt management process and your arrangement will be overseen, negotiated and supervised by a licensed insolvency practitioner and chartered accountant.

A debt free future is achievable with Clear Debt

Take the two minute Clear Debt Analyser now: We could be your route to a debt free future with no financial worries. Even if we can’t help you with an IVA, it is still worth taking the test - the report you receive will show you what all your options are and help you understand what to do next.

Links to related ClearDebt articles:

Debt Help - Reduce Credit Card Debt
ClearDebt launches IVA Protect – Payment Protection Insurance
ClearDebt Payment Protection - The Genuinely Ethical Approach.
Media Coverage of IVA Fees
Contact us for free debt advice & IVA advice
Do you believe in life after debt?
ClearDebt Media
Personal insolvency in Scotland
The ClearDebt privacy policy
ClearDebt's Terms and Conditions

ClearDebt IVA Help Online Application Form Apply Now

ClearDebt is the only IVA company to offer full online IVA applications
Five simple sections to complete a full IVA application
No time consuming filling debt forms by hand
Login when it suits you and complete at your own pace
Personal, private, confidential and secure
You stay in control

Latest news about UK debt

Nationwide welcomes credit card praise
(Fri, 15 Feb 2008) Nationwide Building Society has welcomed the news that it has been named as the best credit card provider in the UK at this year’s Card Awards. With millions of consumers struggling with high levels of debt management, the building society has suggested that the transparency and the quality of the information it provides has played an ... more >>
Brits ‘being hit’ by balance transfer hikes
(Fri, 15 Feb 2008) Many British consumers are facing increased pressure on their personal finances as a result of rising balance transfer fees, according to a recent report. Moneyfacts.co.uk has claimed that since people with credit card debt first started being charged for transferring their balances four years ago, the associated costs have become increasingly difficult to pay off. The price ... more >>
Report highlights UK’s ‘credit culture’
(Thu, 14 Feb 2008) UK consumers are far more comfortable about paying for goods and services using credit card debt than any of their European cousins, according to a new report. Research by Datamonitor has found that at the end of 2006 the average British adult had at least twice as many credit cards as ordinary consumers from any other ... more >>
Statto declared bankrupt
(Thu, 14 Feb 2008) The man known to TV sports fans as ‘Statto’ has been declared bankrupt by Manchester county court, it has been revealed. It is not known exactly how betting expert Statto, real name Angus Loughran, found himself in such serious debt management difficulty but it is believed to be related to unpaid council taxes. The Insolvency Service has ... more >>
Credit card users warned over order of payments
(Thu, 14 Feb 2008) Credit card users have been warned that many of the foremost providers in the UK do not clear the most expensive forms of debt first. Research by Moneysupermarket.com has found that the order of payment patterns used by financial service firms could leave people with credit card debts in the red for longer than necessary. In fact, ... more >>

Subscribe in a reader

IVA FAQs

Tired of debt jargon? Search our glossary of debt terms:

ClearDebt Analyser

The ClearDebt Analyser is a unique free tool which shows you your best way out of debt - whether an IVA, debt management, debt consolidation or bankruptcy. Immediate results on screen help you say goodbye to debt worries for good!

Debt Management Comparison

The Debt Management comparison tool compares the likely impact of an IVA or a debt management plan on your debt and your pocket. Once you have input your real figures you’ll get an instant comparison for free. You might be surprised by the result!