Free Debt Advice

ClearDebt offer free debt advice

ClearDebt can help you on the road to a debt free future.

Debt Solution

Please contact ClearDebt to discuss a debt solution and for IVA help and IVA advice. Our bankruptcy advice and our IVA advice is free and we want to help you to avoid bankruptcy.

Free Debt Advice

ClearDebt will give you the most impartial free debt advice we can. We’ll never try to sell you anything: We don’t have telesales people.
We want to give you and your family the best possible chance of a debt free future with minimal financial stress.
ClearDebt is your path to a debt free future. Take the ClearDebt two-minute quick financial healthcheck and we’ll give you, free, a good idea of the seriousness (or not) of your situation and the options open to you.

IVA Advice

An IVA (Individual Voluntary Arrangement) can freeze and reduce your debts.

If the financial healthcheck shows that you could benefit from an Individual Voluntary Arrangement – which will freeze your debts and interest and could considerably reduce the amount you owe – then you should take the ClearDebt full review. It’s a simple process and free debt help, advice and guidance is available every step of the way, both online and at the end of a phone:. It’s free too.
Complete the ClearDebt full review and you will get a personalised detailed report on your financial affairs, telling you how much you may need to repay under an IVA – and over how long. We’ll then work with you to make that IVA a reality. You’ll have a single, named case administrator to help you through the entire process.

Free debt advice

Remember, we don’t charge a penny for this free debt advice. Our debt advice is free.
Start right now with either the ClearDebt Debt analyser or the ClearDebt full financial healthcheck. It could be your first step on the road to financial freedom and becoming debt free.

Debt Solution

Please contact ClearDebt to discuss a debt solution and for IVA help and IVA advice.
Our bankruptcy advice and our IVA advice is free and we want to help you to avoid bankruptcy.

Links to related ClearDebt articles:
Comparison of debt options
Guide 1 - Credit Rating
Debt Advice - CCJs
Debt Advice - Interim Order
Debt Help Links
Downloadable debt help guides

ClearDebt IVA Help Online Application Form Apply Now

ClearDebt is the only IVA company to offer full online IVA applications
Five simple sections to complete a full IVA application
No time consuming filling debt forms by hand
Login when it suits you and complete at your own pace
Personal, private, confidential and secure
You stay in control

Latest news about UK debt

Nationwide welcomes credit card praise
(Fri, 15 Feb 2008) Nationwide Building Society has welcomed the news that it has been named as the best credit card provider in the UK at this year’s Card Awards. With millions of consumers struggling with high levels of debt management, the building society has suggested that the transparency and the quality of the information it provides has played an ... more >>
Brits ‘being hit’ by balance transfer hikes
(Fri, 15 Feb 2008) Many British consumers are facing increased pressure on their personal finances as a result of rising balance transfer fees, according to a recent report. Moneyfacts.co.uk has claimed that since people with credit card debt first started being charged for transferring their balances four years ago, the associated costs have become increasingly difficult to pay off. The price ... more >>
Report highlights UK’s ‘credit culture’
(Thu, 14 Feb 2008) UK consumers are far more comfortable about paying for goods and services using credit card debt than any of their European cousins, according to a new report. Research by Datamonitor has found that at the end of 2006 the average British adult had at least twice as many credit cards as ordinary consumers from any other ... more >>
Statto declared bankrupt
(Thu, 14 Feb 2008) The man known to TV sports fans as ‘Statto’ has been declared bankrupt by Manchester county court, it has been revealed. It is not known exactly how betting expert Statto, real name Angus Loughran, found himself in such serious debt management difficulty but it is believed to be related to unpaid council taxes. The Insolvency Service has ... more >>
Credit card users warned over order of payments
(Thu, 14 Feb 2008) Credit card users have been warned that many of the foremost providers in the UK do not clear the most expensive forms of debt first. Research by Moneysupermarket.com has found that the order of payment patterns used by financial service firms could leave people with credit card debts in the red for longer than necessary. In fact, ... more >>

Subscribe in a reader

IVA FAQs

Tired of debt jargon? Search our glossary of debt terms:

ClearDebt Analyser

The ClearDebt Analyser is a unique free tool which shows you your best way out of debt - whether an IVA, debt management, debt consolidation or bankruptcy. Immediate results on screen help you say goodbye to debt worries for good!

Debt Management Comparison

The Debt Management comparison tool compares the likely impact of an IVA or a debt management plan on your debt and your pocket. Once you have input your real figures you’ll get an instant comparison for free. You might be surprised by the result!