Debt Advice - CCJs

CCJ’s are issued by the Court on behalf of a creditor who is pursuing you for unpaid debts you owe them.

The creditor will usually have pursued you already via debt collectors and having failed to reach a satisfactory agreement for repayment with you, will then have gone to Court and obtained the judgement or CCJ against you.

Details of this judgement will be added to your credit record once issued by the Court and will be a black mark on your credit status. This may result in you being refused credit or being charged a higher amount for future borrowing.

If you have received a CCJ but have had no notice of intended Court action from the creditor then you can apply to the Court to have it cancelled and removed from your records.

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