Home

ClearDebt Analyser

Debt Forum

IVA FAQs

Press

IVA Advice

Debt Advice - CCJs and Bailiffs

Downloadable debt help guides

Debt Consolidation

Bankruptcy Advice

Credit Card Debt Help

Debt Management

Citizens Advice - Debt Advice

Personal insolvency in Scotland

Debt Solution - IVA Advice

Debt help links

ClearDebt Analyser

The ClearDebt Analyser is a unique free tool which shows you your best way out of debt - whether an IVA, debt management, debt consolidation or bankruptcy. Immediate results on screen help you say goodbye to debt worries for good!

Debt Repayment Calculator

Easy to use Debt Repayment Calculator illustrates how you can clear your debt and become debt free.

Our debt calculator illustrates the effect of a change in APR on your debts over time.

Become debt free

ClearDebt helps people beat debt and become debt free. Read about our recent cases below where we have helped clear debt.

IVA slashed monthly payments to £300 - from more than £2,000

IVA after wage drop and debts spiralling.

Clear debt with an IVA - and starting life again

Case studies are all genuine individual cases. For confidentiality no real names or photographs are used.

	£26,706 average debt
	£1,359 per month average net income
	58% male
	42% female
	Average age 32

Debt statistics from ClearDebt generated from live user data from people who have completed our Debt Analyser.

R3 IVA standard terms and conditions

Free Debt Advice

ClearDebt offer free debt advice

ClearDebt can help you on the road to a debt free future.

Debt Solution

Please contact ClearDebt to discuss a debt solution and for IVA help and IVA advice. Our bankruptcy advice and our IVA advice is free and we want to help you to avoid bankruptcy.

Free Debt Advice

ClearDebt will give you the most impartial free debt advice we can. We’ll never try to sell you anything: We don’t have telesales people.
We want to give you and your family the best possible chance of a debt free future with minimal financial stress.
ClearDebt is your path to a debt free future. Take the ClearDebt two-minute quick financial healthcheck and we’ll give you, free, a good idea of the seriousness (or not) of your situation and the options open to you.

IVA Advice

An IVA (Individual Voluntary Arrangement) can freeze and reduce your debts.

If the financial healthcheck shows that you could benefit from an Individual Voluntary Arrangement – which will freeze your debts and interest and could considerably reduce the amount you owe – then you should take the ClearDebt full review. It’s a simple process and free debt help, advice and guidance is available every step of the way, both online and at the end of a phone:. It’s free too.
Complete the ClearDebt full review and you will get a personalised detailed report on your financial affairs, telling you how much you may need to repay under an IVA – and over how long. We’ll then work with you to make that IVA a reality. You’ll have a single, named case administrator to help you through the entire process.

Free debt advice

Remember, we don’t charge a penny for this free debt advice. Our debt advice is free.
Start right now with either the ClearDebt Debt analyser or the ClearDebt full financial healthcheck. It could be your first step on the road to financial freedom and becoming debt free.

Debt Solution

Please contact ClearDebt to discuss a debt solution and for IVA help and IVA advice.
Our bankruptcy advice and our IVA advice is free and we want to help you to avoid bankruptcy.

Links to related ClearDebt articles:

Comparison of debt options

Guide 1 - Credit Rating

Debt Advice - CCJs

Debt Advice - Interim Order

Debt Help Links

Downloadable debt help guides

ClearDebt IVA Help Online Application Form Apply Now

ClearDebt is the only IVA company to offer full online IVA applications
Five simple sections to complete a full IVA application
No time consuming filling debt forms by hand
Login when it suits you and complete at your own pace
Personal, private, confidential and secure
You stay in control

Latest news about UK debt

'Affordability likely to worsen for borrowers'
(5 Feb 07) A leading economist has warned that affordability levels for borrowers and homeowners are likely to deteriorate ... more >>

Finance education 'failing young people'
(4 Feb 07) A leading member of the Liberal Democrats has called the level of financial education in the ... more >>

More than 100,000 chose insolvency in 2006
(4 Feb 07) Official figures show that the number of people who went insolvent last year is likely to ... more >>

Desperate borrowers 'feel obliged' to repay debts
(3 Feb 07) Most borrowers genuinely feel guilty about not being able to pay off all their debts despite ... more >>

Sub-standard affordability checks 'deeply irresponsible'
(3 Feb 07) Checks on people applying for unsecured credit have been described by uSwitch as "woefully inadequate". ... more >>

IVA FAQs

IVA Advice: What exactly is an IVA?

IVA Advice: How long will the IVA last?

IVA Advice: Can creditors change their minds if the IVA has been agreed?

IVA Advice: How much will the IVA monthly payments be?

IVA Advice: When is the best time to do an IVA?

IVA Advice: I am self-employed. Can I do an IVA and continue trading?