 |
 |
ClearDebt Analyser
The ClearDebt Analyser is a unique free tool which shows you your best way out of debt - whether an IVA, debt management, debt consolidation or bankruptcy. Immediate results on screen help you say goodbye to debt worries for good!
|
|
|
Debt Repayment Calculator
Easy to use Debt Repayment Calculator illustrates how you can clear your debt and become debt free.
Our debt calculator illustrates the effect of a change in APR on your debts over time.
| |
 |
|
| Case studies are all genuine individual cases. For confidentiality no real names or photographs are used. |
 R3 IVA standard terms and conditions |  |
|
|
|
Debt forgiven with an IVA
|
18th August 2006 | |
|
Today, September 30, the total debt we've saved our clients has risen above the £1 million barrier. And we are accelerating away, so it won't be long now before we save our second million.
|
|
Since we went online we've managed to arrange IVAs for people who owed a total of £2,773,000 and we've reduced their total debts to £1,007,000.
That means, on average, our clients only have to pay 36% of their total debts over the period of their IVA. ClearDebt is really proud of this result.
We are also confident our systems ensure these payments are affordable and realistic. That's good news for those who owe money of course, but it's also excellent news for the creditors who have agreed to these IVAs - our data shows that, in many cases, they would have got nothing at all if the debtor had gone bankrupt instead.
If you are looking into debt management or an IVA - make sure you are confident you can afford the payments: IVAs should be a solution - not a step on the road to bankruptcy. We are finding that most creditors realise this too and are prepared to agree realistic payments - ClearDebt's very low fees seem to be helping here.
By the way - check very carefully before believing an IVA supplier who tells you their service is free: we haven't come across one. It is just that, as with ClearDebt, the fees and costs are factored into your monthly payments. Of course, the higher the fees, the less there is for the people you owe - and the less likely they will vote for an IVA.
|
|
| Like this story? Spread the news by clicking below: | |
|
| Links to related ClearDebt articles: Individual Voluntary Arrangement (IVA) ClearDebt debt survey gives regional, gender and age context for upcoming Government insolvency statistics Young women IVA seekers have greater debts People with debt problems are more prepared to cut their children’s activities than to give up smoking ClearDebt welcomes insolvency watchdog’s proposals on IVAs CLEARDEBT SURVEY SHEDS LIGHT ON DTI INSOLVENCY FIGURES IVA alternative to bankruptcy misconception ClearDebt comments on Latest IVA Figures ClearDebt clarifies IVA process IVA Rejected but Arranged Structured Repayment Plan to get Finances on Track Debts cut by 61% - saving £600 a month with an IVA IVA is not always the right choice Clear debt with an IVA - and starting life again Your money or your job IVA slashed monthly payments to £300 - from more than £2,000 Divorce/separation can change your financial life IVA after wage drop and debts spiralling. IVA Advice and IVA Help IVA Advice - Guide to arrange an IVA IVA Advice - Northern Ireland IVA Advice - What is the Cost of an IVA? IVA Advice – Being eligible for an IVA? IVA Advice – IVA Facts and advantages over bankruptcy IVA Advice – IVA Facts and disadvantages IVA Help IVA Help - How long could it take? IVA Help - Insolvency Practitioner IVA Help - Secured loan or mortgage? IVA Help - What will happen to my assets in an IVA? IVA Help - What will happen to my home in an IVA? IVA Help - What information do I need to arrange an IVA? IVA Protect – Payment Protection Insurance |
|
|
 |
- ClearDebt is the only IVA company to offer full online IVA applications
- Five simple sections to complete a full IVA application
- No time consuming filling debt forms by hand
- Login when it suits you and complete at your own pace
- Personal, private, confidential and secure
- You stay in control
|
|
|
Home
ClearDebt Analyser
Debt Forum
IVA FAQs
Log in
Press
Digg this
del.icio.us
reddit
