IVA Advice - Guide to arrange an IVA

IVA Advice

ClearDebt offer free IVA advice and help guide you through the various steps to arrange an IVA. Arranging a ClearDebt IVA can be summarised into 5 simple steps:

1) Take The 2 minute ClearDebt Analyser and receive a report on the solutions likely to be open to you.

2) Take The Detailed Financial Healthcheck

3) Receive your personalised ClearDebt report and recommendation

4) We check your Information and prepare your IVA proposal if that is the solution appropriate to you

5) We arrange to meet you and sign your IVA proposal and then arrange a meeting with your creditors to get it approved.

Once your IVA proposal is approved all your debt worries are over providing you stick to your agreed monthly payments.

In a very few cases we’ll tell you early on in the process that there may be an additional step after you sign the documentation where an application to court is made for an Interim Order. This will only be made if a creditor has started proceedings against you, such as the issuing of a bankruptcy petition. This will give us time to prepare your IVA proposal and stop action being taken by your creditors in the meantime. Click here for more information on interim orders.

Debt Solution - IVA: IVA Advice

Please contact ClearDebt to discuss a debt solution and for IVA help and IVA advice.
Our bankruptcy advice and our IVA advice is free and we want to help you to avoid bankruptcy.

Links to related ClearDebt articles:

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Debt forgiven with an IVA
ClearDebt debt survey gives regional, gender and age context for upcoming Government insolvency statistics
Young women IVA seekers have greater debts
People with debt problems are more prepared to cut their children’s activities than to give up smoking
ClearDebt welcomes insolvency watchdog’s proposals on IVAs
CLEARDEBT SURVEY SHEDS LIGHT ON DTI INSOLVENCY FIGURES
IVA alternative to bankruptcy misconception
ClearDebt comments on Latest IVA Figures
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IVA Advice – IVA Facts and disadvantages
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IVA Help - What will happen to my home in an IVA?
IVA Help - What information do I need to arrange an IVA?

ClearDebt IVA Help Online Application Form Apply Now

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Five simple sections to complete a full IVA application
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Latest news about UK debt

Nationwide welcomes credit card praise
(Fri, 15 Feb 2008) Nationwide Building Society has welcomed the news that it has been named as the best credit card provider in the UK at this year’s Card Awards. With millions of consumers struggling with high levels of debt management, the building society has suggested that the transparency and the quality of the information it provides has played an ... more >>
Brits ‘being hit’ by balance transfer hikes
(Fri, 15 Feb 2008) Many British consumers are facing increased pressure on their personal finances as a result of rising balance transfer fees, according to a recent report. Moneyfacts.co.uk has claimed that since people with credit card debt first started being charged for transferring their balances four years ago, the associated costs have become increasingly difficult to pay off. The price ... more >>
Report highlights UK’s ‘credit culture’
(Thu, 14 Feb 2008) UK consumers are far more comfortable about paying for goods and services using credit card debt than any of their European cousins, according to a new report. Research by Datamonitor has found that at the end of 2006 the average British adult had at least twice as many credit cards as ordinary consumers from any other ... more >>
Statto declared bankrupt
(Thu, 14 Feb 2008) The man known to TV sports fans as ‘Statto’ has been declared bankrupt by Manchester county court, it has been revealed. It is not known exactly how betting expert Statto, real name Angus Loughran, found himself in such serious debt management difficulty but it is believed to be related to unpaid council taxes. The Insolvency Service has ... more >>
Credit card users warned over order of payments
(Thu, 14 Feb 2008) Credit card users have been warned that many of the foremost providers in the UK do not clear the most expensive forms of debt first. Research by Moneysupermarket.com has found that the order of payment patterns used by financial service firms could leave people with credit card debts in the red for longer than necessary. In fact, ... more >>

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IVA FAQs

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ClearDebt Analyser

The ClearDebt Analyser is a unique free tool which shows you your best way out of debt - whether an IVA, debt management, debt consolidation or bankruptcy. Immediate results on screen help you say goodbye to debt worries for good!

Debt Management Comparison

The Debt Management comparison tool compares the likely impact of an IVA or a debt management plan on your debt and your pocket. Once you have input your real figures you’ll get an instant comparison for free. You might be surprised by the result!