Archive for the ‘Creditor Behaviour’ Category

Santander’s overdraft fees, arranged, unarranged and the budget trap

by on May 17th, 2011

ClearDebt’s Mike Morgan looks at the new overdraft fees announced by Santander and sees whether they’re going to make life easier or harder for account holders.

Should interest rates be capped?

by on May 3rd, 2011

Read Andrew Smith’s latest opinion piece on lending and the availability of credit for the financially excluded, as published on Zero-Credit.co.uk

Do you think a payday loans company should have sponsored NYE in London?

by on January 6th, 2011

Some very strong opinions have been expressed about free transport in London on NYE being sponsored by a payday loans company. Do you think it should have been allowed? Vote in the poll and have your say!

IVA CCCS new guidelines may increase IVA payments by £17 p/month

by on September 20th, 2010

Senior debt advisor Mike Morgan discusses the new CCCS Guidelines and how their expenditure to income benchmarks could mean future IVA holders finding themselves worse off financially because of it.

HMRC Income Tax overpayment or underpayment letters – ClearDebt Update.

by on September 9th, 2010

An update from ClearDebt regarding HMRC and their policy towards people in Individual voluntary Arrangements (IVAs) and debt management plans (DMPs) who receive an HMRC letter saying they must pay more tax or that they are due an income tax rebate.

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