New year, new start! That’s how you might think many people across the UK have started 2012. But it appears, if you think this, you could be wrong.
According to a poll by First Direct, the biggest financial worries of the year in 2011 were not saving enough and not paying off enough debt – that sounds like a catch 22 to me.
Other worries are quoted as spending too much on a partner, lending or borrowing money from family, or, paying for an expensive holiday.
So whilst we enter the early stages of January 2012, I have to ask, what were your biggest worries in 2011 and where do you think 2012 might lead you?
For some, I hope it will lead to being debt free – to being more financially aware and confident in budgeting more effectively. For others, it might mean sleeping easier at night, carrying out the weekly shop without breaking out in a sweat or even finding the courage to stay away from the shops and cut down on the non essential spending.
We’d love to know your “financial new year’s resolutions” so leave a comment and your ideas could inspire others who might not be feeling so positive about their opportunities for 2012. Alternatively you can share your positive thoughts on the ClearDebt facebook wall or via twitter to @cleardebt and @jax76.
We’re giving away a £25 voucher for the most thoughtful comment submitted so share yours now!