If the answer is YES to any of the above questions, it is vital that you seek professional debt advice NOW.
ClearDebt's team of specialist financial advisers have years of experience in dealing with people with debt problems just like yours.
Our initial debt advice is free but we do charge if you choose to use our services.
There are a range of solutions which can turn what looks like a no-hope situation into a resolvable issue. But these solutions only have their best chance of success if you act as quickly as possible.
This section displays information about some of the more severe pressures you may be facing and what they might mean for you. You will also find information on IVA interim orders which can provide you with short term protection against legal proceedings whilst you propose an IVA that can be put to your creditors.
But above all else, contact our financial advisers NOW and seek immediate debt advice.
Call ClearDebt free (from a BT landline) on 0800 019 2095 or connect now via Live Chat to a qualified ClearDebt advisor.
Alternatively, ask ClearDebt Experts and other people in debt using our online community.