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ClearDebt proposes and administers Individual Voluntary Arrangements (IVAs) on the basis that there is a reasonable contemplation of an insolvency appointment and hence, only provides advice once it is apparent that an IVA is likely to be the most approppriate debt solution.

Abacus is authorised and regulated by the Financial Conduct Authority and is permitted to offer debt counselling and debt adjusting services for a fee. Reg. No.482265.

You can find out more about dealing with your creditors in a guide produced by the Insolvency Service: In Debt - Dealing with your creditors.
You can also find alternative free-to-consumer debt advice organisations as recommended by the Money Advice Service.

Abacus registrations are as follows: Registered in England & Wales No. 03907493. Claims Management Regulation No. CRM19025. Data Protection Act 1998 registration number Z9487675.
ClearDebt registrations are as follows: Registered in England & Wales No. 05157741. Data Protection Act 1998 registration number: Z8927124.

David Emanuel Merton Mond and Elaine Masters are licensed to act as Insolvency Practitioners in the UK by the Insolvency Practitioners Association. Registered Office for both companies is: Third Floor, Nelson House, Park Road, Timperley, Altrincham, Cheshire WA14 5BZ.