Your rights Citizens Advice Bureau

If you've completed our online contact form, then one of our advisors will shortly be in touch to discuss your options.

In the meantime if you just feel you need some independent advice - you could do no worse than contact your local citizens advice bureau for some debt advice (CAB).

There are more than 21,000 advisors working at various citizens advice bureaus in the UK - and they deal with many thousands of debt advice enquiries every year.

Citizens Advice Bureau also provides a range of fact sheets on debt topics, including bankruptcy advice and letters you can use to approach your creditors yourself (DIY debt management may seem daunting - but for some it can be the best route to becoming debt free).

CAB provides a searchable directory of local citizens advice bureaux.

Wikipedia also has a good explanation of how the Citizens Advice Bureau movement works.