Debt passed on while in IVA!

lizzy · Joined: 23 Jan 2007 Posts: 1

I have had an IVA in place since May last year and have just been informed from Wescot credit services that Abbey plc have passed on the debt to them in February this year in an attempt to recover the debt from me.

Could you please advise me what I should do as this is the second time they have passed this debt to an outside agency since my IVA was accepted.

Thanks
Lizzy x

DavidHoward · ClearDebt Advisor Joined: 23 Apr 2007 Posts: 3

Lizzy,

Thank you for your message.

Firstly, let me reassure you. An IVA is a legally binding agreement; therefore, all creditors must adhere to the terms and conditions that have been agreed at the date of the Creditors Meeting. So, we can understand your stress and worry - but there is actually nothing they can do, in reality to recover money from you.

Of course. you want the hassle to stop, and it should: All creditor correspondence should stop from the date of the meeting, however, if, as in your case, this has not happened your supervisor needs to investigate this immediately.

You should send your IP copies of any letters Wescott Credit Services have sent to you. Once s/he has this information they should contact Wescott Credit Services and ensure it is passed back to Abbey National and no further action is taken.

Kind regards

David Howard