TweetShare– most of whom are single women – many chose not to do so because of the social stigma. This is in contrast with new research by the Bank of England that found people are much more likely to go bankrupt because other people have done so. Malcolm Hurlston, the chairman of CCCS, said: “‘More [...]
Archive for January, 2007
Stigma preventing necessary bankruptcy, says CCCS
by News Team on January 23rd, 2007
Financial resolve ‘making Britain feel good’
by News Team on January 23rd, 2007
TweetShareAccording to Standard Life, there has been a huge shift in attitudes towards financial management since last year, with ‘clearing debts’ and ‘financial security’ both in the top five of the firm’s so-called ‘happiness mantra’. Ashley Ramsay, from Standard Life Bank, said: “The research shows a really positive shift in attitudes towards financial management. “Whereas [...]
Credit market ‘dishonest and unethical’
by News Team on January 21st, 2007
TweetShareA study by advice site IVA.co.uk found that 96 per cent of respondents think the credit card industry should be better regulated, while 89 per cent are in favour of additional regulation of banks. When asked about the issue of trustworthiness, 55 per cent said they did not trust credit card providers at all, although [...]
Banks and IVA firms ‘in positive dialogue’
by News Team on January 21st, 2007
TweetShareBrian Capon, spokesman for the British Bankers’ Association (BBA), said that both sides agreed that any rogue elements in the IVA sector should be driven out. He said there had been two rounds of talks between banks and IVA firms, and that insolvency services had been brought on board as well. “We established a lot [...]
New lending figures ‘reflect growing debt crisis’
by News Team on January 20th, 2007
TweetShareThe charity expects debt management advice to increase this year and said that BBA figures which show credit card borrowing to have contracted merely shows that people are borrowing in different ways. However, David Dooks, BBA director of statistics, said the fact that credit card borrowing fell last year shows that the appetite for consumer [...]
Bank charges ‘unfair, arbitrary and disproportionate’
by News Team on January 20th, 2007
TweetShareIn a reiteration of its stance on the issue, Which? has said that bank charges should not only be fair but should reflect the true administration costs. The consumer group, which calculated that bank customers pay £4.7 billion each year in default charges, has issued a so-called Anti-Social Banking Order on current account providers because [...]
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