TweetShareEquifax has said “apathy and ignorance” about credit files and their effect has meant people are being declined loans without knowing why. The credit crunch means less money for lenders to offer customers and more stringent lending criteria has been imposed, resulting in fewer people being able to credit. However, Equifax has said the criteria [...]
Archive for July, 2008
Equifax: 35% do not know why they were refused credit
by News Team on July 23rd, 2008
Citizens Advice: England struggling to pay for prescriptions
by News Team on July 23rd, 2008
TweetShareEnglish people in need of medication are in danger of getting into debt to pay for it or are not purchasing prescriptions at all, Citizens Advice has suggested. Prescriptions are free in Wales are plans are in place to remove the charge in Scotland from 2011, yet patients in England are yet to receive news [...]
Graduates offered advice on keeping on top of debt
by News Team on July 23rd, 2008
TweetShareThose who have recently finished university have been offered tips on finance and getting out of debt. Moneyfacts has said post-university debts are likely to be spread between credit cards, overdrafts, the Student Loans Company and graduates’ parents. The financial information website has suggested a number of ways to address this and become a debt-free [...]
SMEs ‘feeling the pinch’
by News Team on July 22nd, 2008
TweetShareOver a third of small to medium enterprise (SME) owners are concerned about their companies’ financial prospects for the next year, a new study has said. Abbey Business Banking’s research found 39 per cent of SME bosses felt their economic prospects for the next 12 months was “somewhat concerning” or “poor”. In comparison, last year’s [...]
Half of Brits are worried about financial future
by News Team on July 22nd, 2008
TweetShareA new survey indicates 49 per cent of British consumers are concerned about facing financial problems over the next year. The figures from GoCompare.com said nearly half of those questioned were “concerned” or “very concerned” about money and debt. For 60 per cent of respondents, reducing credit card debt, loan costs and general outgoings was [...]
NLA: Landlords risking debt by not checking out tenants
by News Team on July 22nd, 2008
TweetShareThe National Landlords Association (NLA) has said landlords are risking getting into arrears by not carrying out tenant reference checks. Over a period of six months, up to £6,000 could be accrued if a tenant does not pay rent, leaving the property’s owner to pay. This may lead to debt management difficulties if mortgage repayments [...]
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