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Information
IVA Advice
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Debt Management
Citizens Advice - Debt Advice
Personal insolvency in Scotland
Debt Solution - IVA Advice
Debt help links

Tools
Analyser Tool from ClearDebt

ClearDebt Analyser

The ClearDebt Analyser is a unique free tool which shows you your best way out of debt - whether an IVA, debt management, debt consolidation or bankruptcy. Immediate results on screen help you say goodbye to debt worries for good!

DebtCalc Tool

Debt Repayment Calculator

Easy to use Debt Repayment Calculator illustrates how you can clear your debt and become debt free.

Our debt calculator illustrates the effect of a change in APR on your debts over time.


Case studies

Become debt free

ClearDebt helps people beat debt and become debt free. Read about our recent cases below where we have helped clear debt.

IVA after wage drop and debts spiralling.
IVA slashed monthly payments to £300 - from more than £2,000
Clear debt with an IVA - and starting life again

Case studies are all genuine individual cases. For confidentiality no real names or photographs are used.


Facts and Figures
Money Debt£26,512 average debt
average income from analyser£1,362 per month average net income
male debtor icon57% male
female debtor debt icon43% female
Birthday cakeAverage age 32

Debt statistics from ClearDebt generated from live user data from people who have completed our Debt Analyser.


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Personal insolvency in Scotland

ClearDebt launches IVA Protect – Payment Protection Insurance

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ClearDebt Payment Protection - The Genuinely Ethical Approach.

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IVA


IVA Advice and IVA Help

IVA Help - How long could it take?

IVA Help - Insolvency Practitioner

IVA Help - Secured loan or mortgage?

IVA Help - What information do I need to arrange an IVA?

IVA Help - What will happen to my assets in an IVA?

IVA Help - What will happen to my home in an IVA?


IVA Help

IVA Advice - Guide to arrange an IVA

IVA Advice - Northern Ireland

IVA Advice - What is the Cost of an IVA?

IVA Advice – Being eligible for an IVA?

IVA Advice – IVA Facts and advantages over bankruptcy

IVA Advice – IVA Facts and disadvantages

IVA Rejected but Arranged Structured Repayment Plan to get Finances on Track

ClearDebt clarifies IVA process

ClearDebt comments on Latest IVA Figures

ClearDebt debt survey gives regional, gender and age context for upcoming Government insolvency statistics

CLEARDEBT SURVEY SHEDS LIGHT ON DTI INSOLVENCY FIGURES

ClearDebt welcomes insolvency watchdog’s proposals on IVAs

Debt forgiven with an IVA

Individual Voluntary Arrangement (IVA)

IVA alternative to bankruptcy misconception

People with debt problems are more prepared to cut their children’s activities than to give up smoking

Young women IVA seekers have greater debts


Bankruptcy Advice


Bankruptcy


Debt Consolidation Loan


Is Debt Consolidation the answer?


Debt Management Plan


What is debt management plan (DMP)?


Citizens Advice


Debt Advice


Debt Advice - CCJs and Bailiffs


ClearDebt Corporate

About ClearDebt - IVA Company


Credit Card Debt


Credit Card Debt

"UFOs" identified as a potential source of debt

Charges cut at 3 credit card providers

Credit card attempts to teach financial discipline

Credit card guide recommends right choice

Credit Card spending keeping Brits from reality

Credit card users need minimum payment education

Credit card website aims to advise would-be debtors

Store Card pushers criticised for not knowing products

Which? wants credit card charges explanation

Will your credit card put your home at risk?


Debt Advice


Debt Help Links


Downloadable debt help guides

Free Debt Advice


Debt Free


Clear debt with an IVA


Consolidate Debt


News

'Live for today' consumers at risk of rate rise

'Disconnect' driving up British credit card debt

"Jekyll & Hyde" savings disorder exposed

Debt Help Links- Reduce Credit Card Debt

Barclays warns over bad debt

Mortgage debt can lead to family misery

Benefits of IVAs to UK consumers

How to clear bad debt?

IVA helps woman clear debt after illness

Characteristics of a bankrupt

ClearDebt IVA Help Online Application Form Apply Now
  • ClearDebt is the only IVA company to offer full online IVA applications
  • Five simple sections to complete a full IVA application
  • No time consuming filling debt forms by hand
  • Login when it suits you and complete at your own pace
  • Personal, private, confidential and secure
  • You stay in control

news

Latest news about UK debt

Millions of Brits 'avoiding bills'
(12 May 07) With record levels of credit card debt and bankruptcy on the rise, Brits are becoming increasingly ... more >>
Families 'face homelessness' after interest rate rise
(11 May 07) The fourth rise in the base rate of interest since August of last year will be ... more >>
Lenders 'need to be sympathetic'
(11 May 07) Lenders need to be sympathetic towards their mortgage customers, many of whom are facing significant debt ... more >>
Indebted urged to seek advice
(11 May 07) Consumers facing personal loan or credit card debt have been urged to seek advice if their ... more >>
Interest rates up to 5.5%
(11 May 07) Millions of credit consumers could soon have their debt managementdifficulties increased as the Bank of England ... more >>

FAQs

IVA FAQs

IVA Advice: What exactly is an IVA?
IVA Advice: How long will the IVA last?
IVA Advice: Can creditors change their minds if the IVA has been agreed?
IVA Advice: How much will the IVA monthly payments be?
IVA Advice: When is the best time to do an IVA?
IVA Advice: I am self-employed. Can I do an IVA and continue trading?

glossary
Tired of debt jargon? Search our glossary of debt terms:

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